Personal Financing-i X-Change X-TRA Campaign

Raya X-TRA Bergaya

Experience the exclusive Raya X-TRA Bergaya with MBSB Bank’s Personal Financing-i X-Change X-TRA Campaign. Running from 1st March 2024 to 28th February 2025, this campaign offers exceptional financial benefits tailored to meet your needs.

Enjoy high loan amounts, competitive interest rates, flexible repayment terms, and a quick approval process. Designed to help you achieve your financial goals effortlessly, the Raya X-TRA Bergaya campaign ensures you have the support and resources necessary for all your financial endeavors.

Apply now and take advantage of the best financial solutions available with MBSB Bank.

Key Benefits​

Explore the Unique Benefits​

Financing up to RM400,000

Secure substantial loan amounts up to RM400,000, providing you the flexibility to manage large expenses or investments with ease. It’s an opportunity to access significant funds tailored to your needs.

Competitive Interest Rates

Enjoy lower interest rates starting from SBR + 2.6% p.a., significantly reducing your overall borrowing costs. This competitive rate makes repayments more manageable and is designed to save you money over the loan term.

Flexible Repayment Terms

Choose repayment plans that suit your financial situation, with the added benefit of deferring payments for the first 3 months. This flexibility allows you to start repaying your loan when it’s most convenient for you, easing your financial burden.

Fast Approval Process

Benefit from a fast approval process, with decisions made within 60 minutes upon complete submission of your application. This ensures you get the funds you need quickly, making it an incredibly efficient option when time is of the essence.

Quick Disbursement

Experience rapid disbursement of funds, with money released within 7 working days. This swift process allows you to move forward with your financial plans without unnecessary delays, making the entire experience seamless and efficient.

No Security Deposit Required

Enjoy the advantage of obtaining your loan without the need for a security deposit. This feature reduces the upfront costs and makes the loan more accessible, offering you financial relief without additional financial burdens.

Loan Application Process

Quick and Easy Loan Application Process

01

Pre-Loan Submission
  • Documents Required: Submit a copy of your IC (Identification Card) and the latest 1-month payslip.
  • Initial Review: Our team will calculate the loan amount you are entitled to based on the provided documents.

02

Quick Preliminary Approval
  • Timeline: Within 30 to 60 minutes, we will review your documents and get back to you with preliminary approval if you are eligible for financing.
  • Processing: This involves scanning the QR code for MBSB Bank and directly sending your IC and payslip to the MBSB system.

03

Confirmation and Update
  • Approval Notification: If your loan is approved, we will update you on the possible loan amount.
  • Rejection Notification: If your loan is not approved, we will inform you of the reasons for rejection and provide guidance on possible next steps.

04

Finalizing the Loan
  • Agreement Signing: Once approved, you can arrange to sign the loan agreement.
  • Disbursement: The loan amount will be disbursed within 7 working days after the agreement is signed.

Eligibility Criteria

Ready to Apply?

Get Started with Your Application

Don’t miss out on the exclusive benefits of the Raya X-TRA Bergaya campaign. Fill out the contact form below to begin your application process. Our team will guide you every step of the way, ensuring a smooth and efficient experience.

Application Form

Information

Compare and Choose the Best Personal Loan Options

Bank/Licensed Lender Interest/Profit Rate Minimum Monthly Income Loan/Financing Amount Loan/Financing Period Can Government/GLC Apply?
Alliance Bank 4.99% - 16.68% p.a. RM3,000 RM5,000 - RM300,000 1 - 7 years Yes
RHB 8.59% - 13.76% p.a. RM2,000 RM2,000 - RM150,000 1 - 7 years No
Al Rajhi Bank 5.42% - 14.19% p.a. RM5,000 RM10,000 - RM250,000 1 - 8 years Yes
CIMB 4.38% - 19.88% p.a. RM2,000 RM2,000 - RM100,000 2 - 5 years No
First N Ever 12.00% - 18.00% p.a. RM4,000 RM5,000 - RM300,000 6 months - 3 years Yes
AEON Credit 7.92% - 18.00% p.a. RM1,500 RM1,000 - RM100,000 6 months - 7 years Yes
Standard Chartered 7.80% p.a. RM5,000 RM3,000 - RM200,000 1 - 5 years Yes
Adacash 18.00% p.a. RM1,000 RM500 - RM1,000 1 month - 3 months Yes
Tambadana 18.00% p.a. RM1,500 RM1,000 - RM10,000 1 month - 1 year Yes
Evo Credit 12.00% - 18.00% p.a. RM3,500 RM5,000 - RM400,000 2 months - 5 years Yes
BSN 6.00% - 8.50% p.a. RM3,000 RM5,000 - RM400,000 2 - 10 years Yes
Maybank 6.50% - 8.00% p.a. RM3,500 RM5,000 - RM100,000 2 - 6 years Yes
Hong Leong Islamic Bank 9.00% - 12.50% p.a. RM2,000 RM5,000 - RM150,000 2 - 5 years No
JCL 18.00% - 20.00% p.a. RM1,000 RM1,000 - RM50,000 6 months - 5 years Yes
Bank Islam 4.50% - 7.50% p.a. RM4,000 RM10,000 - RM300,000 1 - 10 years No
MBSB Bank 6.29% - 11.90% p.a. RM5,000 RM50,000 - RM300,000 3 - 10 years Yes
HSBC Amanah 4.88% - 10.50% p.a. RM3,000 RM6,000 - RM250,000 2 - 7 years No
AmBank 8.00% - 11.99% p.a. RM3,000 RM2,000 - RM150,000 1 - 5 years Yes
Bank Rakyat 7.66% - 10.22% p.a. RM2,000 RM5,000 - RM400,000 1 - 10 years No
UOB 9.99% - 11.99% p.a. RM3,000 RM5,000 - RM100,000 1 - 5 years Yes
instaDuit 18.00% p.a. RM1,500 RM1,000 - RM10,000 1 - 4 years Yes

Need Support with Your Financial Needs?

Contact us today to get personalized financial solutions that suit your needs. Whether you’re looking for a quick loan approval or expert credit consultancy, our team is here to help.

Looking for Personal Loan?

Learn more about our offers from MBSB Bank and apply now.

Information

© 2024 MULIA FINTECH (M) SDN. BHD. (1567966-H). All Rights Reserved.